Currently viewing Losing coverage in Life Events


If your spouse or domestic partner loses coverage from another employer, they may enroll in Nestlé coverage outside of the Annual Enrollment period.

Health Icon

Benefits Available to You

  • Medical, Dental and Vision Insurance
  • Prescription Coverage
  • Spending and Saving Accounts
  • Life Insurance and Accidental Death & Dismemberment (AD&D) Insurance
  • Mental Wellbeing Support through Spring Health

Your Checklist

Follow these steps to enroll your spouse or domestic partner in Nestlé benefits.

step 01

Review your options and compare costs

Nestlé offers four medical plans. Each offer similar coverage but differ in how much you pay per paycheck, your deductible and what type of savings or spending account you can use. Consider any expected medical needs, so you can make the choice that’s right for you and your spouse/domestic partner.

step 02

Enroll within 60 days

Log in to or call the Nestlé Benefits Service Center at 1-877-637-2255, option #2. The enrollment period for your spouse/domestic partner begins the date after coverage ends and ends 60 days after that date. Coverage goes into effect the day the qualifying life event is reported/processed.

step 03

Revise your Health Savings Account (HSA)

by logging in to If you’re already enrolled in an HSA, you can update your contribution at any time.

step 04

Remember to submit proper documentation

In order to add a spouse or dependent to your benefits coverage, proper documentation must be submitted within 60 days of the qualifying life event. However, no documents are required in order to drop an individual from your benefits coverage.

Media Icon

Managing Life’s Changes

There are many reasons a spouse or domestic partner could lose their employer’s health insurance, including the loss of their job. This can be a significant change for you and your loved one. Mental Wellbeing Support through Spring Health is here for you and your family. Each family member (age 6+) receives up to six therapy sessions a year with therapists to help manage the impact of significant changes.

Other helpful resources

Nestlé offers Healthy Rewards to your covered spouse/domestic partner.

Media Icon

Healthy Rewards

When you enroll your spouse or domestic partner in Nestlé medical benefits, they may earn up to $500 in Healthy Rewards for completing two healthy steps.